{"id":6773,"date":"2018-02-14T14:55:16","date_gmt":"2018-02-14T19:55:16","guid":{"rendered":"https:\/\/nafr.dev.sparkadvocacy.dev\/?p=6773"},"modified":"2026-02-04T20:27:27","modified_gmt":"2026-02-05T01:27:27","slug":"le-principal-enjeu-a-surveiller-au-parlement-securite-de-la-retraite-et-projet-de-loi-c-27","status":"publish","type":"post","link":"https:\/\/nafr.dev.sparkadvocacy.dev\/fr\/nouvelles\/fevrier\/le-principal-enjeu-a-surveiller-au-parlement-securite-de-la-retraite-et-projet-de-loi-c-27\/","title":{"rendered":"Le principal enjeu \u00e0 surveiller au Parlement : S\u00e9curit\u00e9 de la retraite et projet de loi C-27"},"content":{"rendered":"\n
\n
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On s\u2019attend \u00e0 ce que les d\u00e9put\u00e9s continuent de d\u00e9battre, au Parlement, des changements propos\u00e9s aux types de r\u00e9gimes de retraite que les employeurs sous r\u00e9glementation f\u00e9d\u00e9rale peuvent offrir.\n\nLe projet de loi C-27 des lib\u00e9raux, d\u00e9pos\u00e9 \u00e0 la Chambre des communes en octobre 2016, permettrait aux soci\u00e9t\u00e9s d\u2019\u00c9tat et aux secteurs sous r\u00e9glementation f\u00e9d\u00e9rale \u2014 comme le transport a\u00e9rien et les banques \u2014 d\u2019offrir des r\u00e9gimes de pension \u00e0 prestations cibles.\n\nLes r\u00e9gimes \u00e0 prestations cibles se situent quelque part entre les r\u00e9gimes \u00e0 prestations d\u00e9termin\u00e9es et les r\u00e9gimes \u00e0 cotisations d\u00e9termin\u00e9es. Les r\u00e9gimes \u00e0 prestations d\u00e9termin\u00e9es \u2014 g\u00e9n\u00e9ralement offerts par les gouvernements et les milieux de travail syndiqu\u00e9s \u2014 garantissent des paiements fixes \u00e0 vie et sont g\u00e9r\u00e9s par l\u2019employeur, qui assume tous les risques li\u00e9s \u00e0 ces paiements. Dans le cas des r\u00e9gimes \u00e0 cotisations d\u00e9termin\u00e9es, tant les employeurs que les employ\u00e9s versent des cotisations, mais les employ\u00e9s prennent beaucoup plus de risques; ils d\u00e9cident de la fa\u00e7on d\u2019investir les fonds et le montant de leurs prestations d\u00e9pend du rendement de ces placements.\n\nDans le cas des r\u00e9gimes \u00e0 prestations cibles, les employeurs g\u00e8rent le r\u00e9gime et les deux parties partagent le risque. Un pourcentage du paiement fixe pourrait \u00eatre garanti \u2014 les employ\u00e9s ont donc une id\u00e9e de ce \u00e0 quoi ils peuvent s\u2019attendre \u2014, mais les prestations pourraient diminuer si le rendement du r\u00e9gime de retraite est m\u00e9diocre.\n\nDe nombreux syndicats, groupes de travailleurs et autres associations se sont fortement oppos\u00e9s<\/a> au projet de loi C-27, insistant sur le fait que ce projet de loi obligerait les travailleurs et les retrait\u00e9s \u00e0 prendre trop de risques avec leurs pensions, enfreingnant ainsi le v\u0153u des lib\u00e9raux d\u2019am\u00e9liorer la s\u00e9curit\u00e9 de la retraite. (Note : L\u2019article est en anglais.)\n\nEn revanche, d\u2019autres affirment que l\u2019introduction de r\u00e9gimes de pension \u00e0 prestations cibles serait positive, parce qu\u2019elle augmenterait la gamme d\u2019options offertes aux employ\u00e9s dans un syst\u00e8me o\u00f9 de nombreux r\u00e9gimes de pension \u00e0 prestations d\u00e9termin\u00e9es sont sous-capitalis\u00e9s. Le projet de loi C-27 pr\u00e9cise \u00e9galement que les employ\u00e9s qui participent d\u00e9j\u00e0 \u00e0 un r\u00e9gime \u00e0 prestations d\u00e9termin\u00e9es devraient consentir \u00e0 l\u2019\u00e9changer contre un r\u00e9gime \u00e0 prestations cibles.\n\nDepuis son d\u00e9p\u00f4t, le projet de loi C-27, qui modifierait la Loi de 1985 sur les normes de prestation de pension, n\u2019a pas progress\u00e9 au Parlement. Les d\u00e9put\u00e9s d\u00e9battent actuellement du projet de loi qui en est \u00e0 l\u2019\u00e9tape de la deuxi\u00e8me lecture; s\u2019il est adopt\u00e9 \u00e0 cette \u00e9tape, il sera examin\u00e9 par un comit\u00e9 parlementaire.\n\nToutefois, le projet de loi a suscit\u00e9 une attention accrue au cours des derniers mois, en raison de l\u2019indignation suscit\u00e9e par l\u2019appui accord\u00e9 au projet de loi par le ministre des Finances, Bill Morneau, et de l\u2019ouverture subs\u00e9quente d\u2019une enqu\u00eate par la \u00ab bouledogue \u00bb f\u00e9d\u00e9rale en mati\u00e8re d\u2019\u00e9thique.\n\nLa commissaire \u00e0 l\u2019\u00e9thique cherche pr\u00e9cis\u00e9ment \u00e0 d\u00e9terminer si M. Morneau a enfreint les lois f\u00e9d\u00e9rales sur les conflits d\u2019int\u00e9r\u00eats en parrainant le projet de loi sur les pensions, alors qu\u2019il poss\u00e9dait encore des millions de dollars en actions de sa soci\u00e9t\u00e9 familiale de solutions en ressources humaines, Morneau Shepell, laquelle pourrait b\u00e9n\u00e9ficier des changements propos\u00e9s.<\/p>\n\n

Agissez sans tarder et dites \u00e0 votre d\u00e9put\u00e9 d\u2019\u00e9liminer le projet de loi C-27.<\/strong><\/a><\/h3>\n\n

 <\/h3>\n<\/section>\n<\/form>\n","protected":false},"excerpt":{"rendered":"

On s\u2019attend \u00e0 ce que les d\u00e9put\u00e9s continuent de d\u00e9battre, au Parlement, des changements propos\u00e9s aux types de r\u00e9gimes de retraite que les employeurs sous r\u00e9glementation f\u00e9d\u00e9rale peuvent offrir. Le projet de loi C-27 des lib\u00e9raux, d\u00e9pos\u00e9 \u00e0 la Chambre…<\/p>\n","protected":false},"author":27,"featured_media":12596,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[348,155],"tags":[363,372],"class_list":["post-6773","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites-sur-la-defense-des-interets","category-securite-du-revenu-de-retraite","tag-actualites-sur-la-defense-des-interets","tag-securite-du-revenu-de-retraite"],"acf":{"advocacy_priorities":null},"yoast_head":"\nLe principal enjeu \u00e0 surveiller au Parlement : S\u00e9curit\u00e9 de la retraite et projet de loi C-27 - National Association of Federal Retirees<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le principal enjeu \u00e0 surveiller au Parlement : S\u00e9curit\u00e9 de la retraite et projet de loi C-27 - National Association of Federal Retirees\" \/>\n<meta property=\"og:description\" content=\"On s\u2019attend \u00e0 ce que les d\u00e9put\u00e9s continuent de d\u00e9battre, au Parlement, des changements propos\u00e9s aux types de r\u00e9gimes de retraite que les employeurs sous r\u00e9glementation f\u00e9d\u00e9rale peuvent offrir. 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