{"id":6162,"date":"2023-09-21T14:12:15","date_gmt":"2023-09-21T18:12:15","guid":{"rendered":"https:\/\/nafr.dev.sparkadvocacy.dev\/?p=6162"},"modified":"2026-02-05T18:59:24","modified_gmt":"2026-02-05T23:59:24","slug":"lalberta-presente-un-plan-pour-quitter-le-regime-de-pensions-du-canada","status":"publish","type":"post","link":"https:\/\/nafr.dev.sparkadvocacy.dev\/fr\/nouvelles\/septembre\/lalberta-presente-un-plan-pour-quitter-le-regime-de-pensions-du-canada\/","title":{"rendered":"L\u2019Alberta pr\u00e9sente un plan pour quitter le R\u00e9gime de pensions du Canada"},"content":{"rendered":"\n
L\u2019\u00e9pargne-retraite des Albertain\u00b7e\u00b7s doit servir \u00e0 financer une chose et une seulement : leurs pensions de retraite.\n <\/h5>\n\n

Aujourd\u2019hui, le gouvernement de l\u2019Alberta a publi\u00e9 un rapport d\u00e9crivant la mani\u00e8re dont l\u2019Alberta envisage de se retirer du R\u00e9gime de pensions du Canada, ce qui aurait des r\u00e9percussions sur tous les Canadien\u00b7ne\u00b7s. Cette proposition reviendrait, pour l\u2019Alberta, \u00e0 retirer plus de 330 milliards de dollars \u2014 soit pr\u00e8s de 60 % \u2014 des actifs du R\u00e9gime de pensions du Canada.<\/p>\n\n

Depuis 1966, les Canadien\u00b7ne\u00b7s investissent en toute confiance leur \u00e9pargne-retraite dans le RPC. Plus de 650 000 Albertain\u00b7e\u00b7s sont b\u00e9n\u00e9ficiaires du RPC et l\u2019actuaire en chef du Canada indique que le RPC est viable pour au moins les 75 prochaines ann\u00e9es<\/a>. Le RPC investit de fa\u00e7on durable et est prot\u00e9g\u00e9 contre toute ing\u00e9rence politique, ce qui peut nuire \u00e0 la capacit\u00e9 du r\u00e9gime de verser des pensions. Le RPC a contribu\u00e9 \u00e0 r\u00e9duire le taux de pauvret\u00e9 des personnes \u00e2g\u00e9es, le faisait passer de 30 % en 1977 \u00e0 2 % en 2020.<\/p>\n\n

Mais le gouvernement de l\u2019Alberta a propos\u00e9 de se retirer du R\u00e9gime de pensions du Canada et de mettre sur pied un r\u00e9gime de pensions albertain (RPA).<\/a> Les partisans affirment que cela permettrait d\u2019investir en Alberta et que ce serait moins co\u00fbteux pour les Albertain\u00b7e\u00b7s, car la population de la province est relativement jeune. <\/p>\n\n

Voici ce que Danielle Smith a d\u00e9clar\u00e9 \u00e0 propos du RPC, lors de la campagne pour la direction du Parti conservateur uni (PCU) : \u00ab Si l\u2019on consid\u00e8re uniquement ce programme, il est clair qu\u2019il permettra de financer tous les pouvoirs suppl\u00e9mentaires dont nous nous doterons, qu\u2019il s\u2019agisse de la nouvelle police provinciale de l\u2019Alberta, qui repr\u00e9sente 170 millions de dollars suppl\u00e9mentaires, ou de la perception de l\u2019imp\u00f4t sur le revenu des particuliers, qui repr\u00e9sente 200 millions de dollars. \u00bb<\/p>\n\n

Ces estimations reposent sur une incompr\u00e9hension fondamentale du fonctionnement du RPC et des co\u00fbts qui seraient associ\u00e9s \u00e0 un nouveau r\u00e9gime de pensions albertain. Pour l\u2019administrer, il faudra y consacrer 525 millions de dollars chaque ann\u00e9e.<\/a> La population de l\u2019Alberta est jeune parce que les jeunes travailleurs y ont \u00e9migr\u00e9 pour travailler dans le secteur du p\u00e9trole et du gaz, mais ce nombre a diminu\u00e9 au cours des dix derni\u00e8res ann\u00e9es, ce qui signifie que le co\u00fbt d\u2019un r\u00e9gime de pensions exclusif \u00e0 l\u2019Alberta augmenterait au fil du temps. Les adultes de plus de 65 ans constituent le groupe d\u2019\u00e2ge qui cro\u00eet le plus rapidement en Alberta, repr\u00e9sentant 15 % de la population totale de la province, soit plus de 725 000 Albertain\u00b7e\u00b7s. D\u2019ici 2040, ce nombre devrait pratiquement doubler et d\u00e9passer 1,1 million de personnes. Au milieu des ann\u00e9es 2040, un\u00b7e Albertain\u00b7e sur cinq aura plus de 65 ans.<\/p>\n\n

Enfin, un r\u00e9gime de pensions albertain pourrait \u00eatre soumis \u00e0 des pressions politiques en mati\u00e8re d\u2019investissement. Des investissements importants dans des projets dont les perspectives et les rendements \u00e0 long terme sont m\u00e9diocres auraient un impact n\u00e9gatif sur la viabilit\u00e9 du r\u00e9gime de pensions. <\/p>\n\n

Les r\u00e9gimes de pensions ne sont pas une monnaie d\u2019\u00e9change politique. L\u2019\u00e9pargne-retraite des Albertain\u00b7e\u00b7s doit servir \u00e0 financer une chose et une seulement : leurs pensions de retraite. <\/p>\n\n

Le R\u00e9gime de pensions de l\u2019Alberta qui est propos\u00e9 s\u2019accompagne de risques visant tout particuli\u00e8rement pour les personnes proches de la retraite qui ont pass\u00e9 leur carri\u00e8re \u00e0 cotiser au RPC et qui en d\u00e9pendent pour une grande partie de leur revenu de retraite. <\/p>\n\n

Un r\u00e9gime de pensions exclusivement albertain entra\u00eenera des co\u00fbts administratifs \u00e9lev\u00e9s pour sa mise en place et sa gestion, ainsi qu\u2019une augmentation des co\u00fbts pour les Albertain\u00b7e\u00b7s au fur et \u00e0 mesure que la population vieillit, de l\u2019ing\u00e9rence politique dans les investissements, ainsi que de l\u2019incertitude et des risques pour les personnes qui peuvent le moins se le permettre.<\/p>\n\n

Plus t\u00f4t cette ann\u00e9e, le DG de Retrait\u00e9s f\u00e9d\u00e9raux, Anthony Pizzino, a r\u00e9dig\u00e9 un article d\u2019opinion qui a \u00e9t\u00e9 publi\u00e9 dans le <\/a>Globe and Mail<\/a> (article en anglais). M. Pizzino commence l\u2019article en soulignant qu\u2019\u00e0 peine 21 % des Albertain\u00b7e\u00b7s estiment que les provinces devraient se retirer du R\u00e9gime de pensions du Canada, ajoutant que le RPC est toujours bien financ\u00e9 et qu\u2019il a toujours vers\u00e9 des prestations en toute s\u00e9curit\u00e9. <\/p>\n","protected":false},"excerpt":{"rendered":"

L\u2019\u00e9pargne-retraite des Albertain\u00b7e\u00b7s doit servir \u00e0 financer une chose et une seulement : leurs pensions de retraite.   Aujourd\u2019hui, le gouvernement de l\u2019Alberta a publi\u00e9 un rapport d\u00e9crivant la mani\u00e8re dont l\u2019Alberta envisage de se retirer du R\u00e9gime de pensions…<\/p>\n","protected":false},"author":27,"featured_media":11845,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[348],"tags":[363],"class_list":["post-6162","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites-sur-la-defense-des-interets","tag-actualites-sur-la-defense-des-interets"],"acf":{"advocacy_priorities":null},"yoast_head":"\nL\u2019Alberta pr\u00e9sente un plan pour quitter le R\u00e9gime de pensions du Canada - National Association of Federal Retirees<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L\u2019Alberta pr\u00e9sente un plan pour quitter le R\u00e9gime de pensions du Canada - 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