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</html><description>&nbsp; Reserve Fund Policy APPROVED DATE: &#x2014;&#xA0; 14TH , April 2003 The Ottawa Valley Branch of the National Association of Federal Retirees has established two reserve funds. Purpose The reserve funds have been established as capital reserve for the association...</description><thumbnail_url>https://nafr.dev.sparkadvocacy.dev/wp-content/uploads/2026/01/GettyImages-1248256443-e1769585752444.jpg</thumbnail_url><thumbnail_width>2120</thumbnail_width><thumbnail_height>980</thumbnail_height></oembed>
